How Motability Scheme Works

W Brindley (Garages) Limited, Brincars Limited, W Brindley Garages (Cannock) Limited Central Car Clearance LLP; dealerships act as a credit brokers in arranging finance for vehicle transactions.

We are authorised and regulated for credit-broking activities by the Financial Conduct Authority (“FCA”). We are not a lender. Our FCA Firm Reference Number(s) are 689220, 688824, 688878, 688893 respectively.

We will provide you with information and explanations about the finance products that may be available to you. No recommendation will be made; you must make an informed choice whether the finance product is right for you. Finance is arranged subject to status and terms and conditions. We cannot guarantee that we will be able to secure finance for you.

We are not independent financial advisers and so are unable to provide you with independent financial advice. We are, however, independent of the funders and brokers we work with.

You do not have to pay us for our services. However, a funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different amounts, but it will typically be based on a fixed percentage of the amount borrowed. This percentage may vary according to different factors, for example: the amount of credit; the age or type of vehicle; the type of finance product; or the funder’s assessment of the risk of lending.

For your reassurance, we are not able to change the interest rate you pay in order to receive more commission from a particular broker or funder. Although rates and commissions may vary between our finance partners, our aim is always to secure finance which is deemed appropriate by you to your circumstances.

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W. Brindley (Garages) Ltd, Brincars Ltd, W. Brindley Garages (Cannock) Ltd and Central Car Clearance LLP are appointed representatives of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.